A site I goto is holding a Xmas Card comp and this is my entry.
Stocks Used:
http://wallpaperstock.net/warmy-shel...ers_w4374.html
and
http://wallpaperstock.net/bonkers-wallpapers_w7429.html
As you can see I blended parts of both into each other and then set about adjusting lightings colours and bit n bobs.
Tutorial Used for Text:
http://www.tutorialnotebook.com/writing.html
Much thanks goes to Elramo for finding the tutorial for me.
I hope you like it and much thanks for your time and comments.