Yeah
my ownly piece of advise apart from stating whats better
actually i have three
Dont get an early olympus, they have BAD noise levels
Dont get a Nikon D40/x, a D50 and D70 are awesome
Dont care much about the camera, all DSLRs are good these days

Its mainly about what you like the most, and if you like holding it.
And yeah, lenses.
And always try and save for what you want.
Theres no point in buying a 70-300 F4.5-6.3, for £80, then deciding the 50-200 F3.5-5.6 is better, for £150, and then deciding your going to buy a 70-200 F2.8 for £400 (those are made up numbers but you get the idea), just save for the good one.

Well
You dont have to follow that theory but personally i dont see the point in buying crap just to waste the money.