What I wanted to say, overall has already been said.
Text is definitely a problem with those signatures however in the one you are using atm i is very good. What people what can't sometimes be a pain :/ hah.

I do like the effects in the first one, however the don't look right because the image isn't really blended, I would tone down it's colours. The effect look very 'screened' but the image is bright and bold.