The water doesn't really look like water and with how bright the lighting is on the house the reflection should be a bit brighter. Everything kind of just looks a bit smooshed together. And some area's are over sharpened. I think you're capable of doing much better. I like the concept.
For someone who says he sucks at photomanips you sure got that CnC correct. lol.

So adding on to Forks comments...the tree line looks comprised of many different parts...too many in fact and they don't look correct together. The blur is all over the place from what I can tell. Lighting on everything should line up, on this though it doesn't. What I usually do on mine is several layers of overlay, soft light, and screen at varying opacities and fills of black and white. Another tip I got told once was don't try to put too much stuff into it...it just clutters it up and looks messy. The trees on the left (I assume they are trees cause I can see some trunks or branches or something) are too small imo.